Qualifying Families are selected based on:


Ability to Pay

Willingness to Partner

An affordable home.

Habitat works to eliminate barriers to a better, healthier, more financially stable life. With our help, Habitat homeowners achieve the strength, stability and independence they need to build a better future for themselves and their families.

We care. We want to help.

Habitat builds and rehabs 1-2 affordable homes a year to qualified individuals and families in our community. Mortgages are affordably set at approximately 30% of the homeowner’s income.

What are the steps to homeownership?

Step 1 - Initiating the Partnership

Qualifying Families are selected based on:

  • Attend a Housing Information session
  • Fill out an intake form and complete a client housing counseling appointment
  • Fill out a Housing Program Partnership Application.
  • Paper work will go to underwriting
  • Selection phase includes a home visit and board approval.

Step 2 - Program Acceptance

You will receive notification from us, either a letter of acceptance to the program or an adverse action letter.

Step 3 - Partnership Program Agreement
  • If accepted -Sign the Partnership Program Agreement and Review the Program Requirements.
  • If you were denied at this time– establish a corrective action plan for future application.
Step 4 - Sweat Equity and Education
  • Put in Sweat Equity hours
  • Contribute to a Matched Savings Fund
  • Participate in Financial Coaching
  • Attend a Home Readiness class
  • Complete Housing/Credit Application
  • Have preliminary loan document review.

Step 5 - Purchasing Your Home

Home loan application and Home dedication ceremony.

Housing Information Sessions

Call for info 503-842-7472

LOCATION: 4192 Hwy. 101 Tillamook

RSVP/ CONTACT: Linda Hamilton
[email protected]

What Habitat Families Say

“Without Habitat for Humanity we would have never been able to get into a house. We are able to have gardens, a safe place for our children to run and grown, and a stable home where we know we can afford the payment!”

Valerie homeowner since 2009

“Habitat has allowed us to build our own home, with our family, for our family. It would not have been possible financially without the help of Habitat and all the volunteers. Along with learning new skills along the way! We are extremely blessed to have a house to call our home that we built with all of our friends, new and old.”

Jessica Homeowner since 2015

Frequently Asked Questions

Are Habitat homes given away?

No, homes are sold to qualified families who purchase it at an affordable mortgage. These moderate to low-income individuals and families are unable to obtain conventional home financing. Generally, this includes those whose income is 30-80 percent of the area’s median income.

How is Habitat funded?

Tillamook County Habitat receives funding through a variety of sources including: mortgage payments from Habitat for Humanity homeowners, individual donations, corporate contributions, gifts from faith communities, private and governmental grants, special events, and ReStore proceeds. 

Will having a Habitat home in a neighborhood reduce property values?

Housing studies show affordable housing has no adverse effect on neighborhood property values. In fact, Habitat homes have proven to increase property values and local government tax income.

Do only ethnic minorities and/or Christians receive Habitat for Humanity homes?

No, Habitat is an equal opportunity lender and builds homes in partnership with those in need regardless of race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics protected by law. Prospective homeowners must meet three criteria: need, ability to repay the mortgage, and a willingness to partner with Habitat.

Did former U.S. President Jimmy Carter found Habitat for Humanity?

No, the late Millard Fuller and his wife Linda started Habitat in 1976 in Americus, GA. President Carter and his wife Rosalynn (whose home is eight miles from Americus, in Plains, GA), have been longtime Habitat supporters and volunteers who help bring national attention to the organization’s home-building work. Each year they lead the Jimmy & Rosalynn Carter Work Project to help build homes and raise awareness of the need for affordable housing.

How can I help?

There are many ways to help advance the mission of Habitat for Humanity in here in Tillamook County.  You can donate funding to help sponsor home construction. You can volunteer on a build site or in a ReStore or in an administrative capacity. You can donate to or shop our ReStore. You can encourage others to join the mission of Habitat for Humanity and dream, become a pray partner and work for a world where everyone has a decent place to live.