{"id":3520,"date":"2016-06-24T13:42:19","date_gmt":"2016-06-24T20:42:19","guid":{"rendered":"\/?page_id=3520"},"modified":"2023-11-21T15:00:38","modified_gmt":"2023-11-21T23:00:38","slug":"homeownership","status":"publish","type":"page","link":"https:\/\/tillamookhabitat.org\/homeownership\/","title":{"rendered":"Homeownership"},"content":{"rendered":"  <div id=\"page-header-1314484844\" class=\"page-header-wrapper\">\n  <div class=\"page-title dark featured-title\">\n\n    \n    <div class=\"page-title-inner container align-center flex-row medium-flex-wrap\" >\n              <div class=\"title-wrapper flex-col text-left medium-text-center\">\n          <h1 class=\"entry-title mb-0\">\n            Homeownership          <\/h1>\n        <\/div>\n                    <div class=\"title-content flex-col flex-right text-right medium-text-center\">\n        <div class=\"title-breadcrumbs pb-half pt-half\"><\/div>      <\/div>\n    <\/div>\n\n       <\/div>\n    <\/div>\n  \n<div class=\"slider-wrapper relative\" id=\"slider-2003453613\" >\n    <div class=\"slider slider-nav-circle slider-nav-large slider-nav-light slider-style-normal\"\n        data-flickity-options='{\n            \"cellAlign\": \"center\",\n            \"imagesLoaded\": true,\n            \"lazyLoad\": 1,\n            \"freeScroll\": false,\n            \"wrapAround\": true,\n            \"autoPlay\": 6000,\n            \"pauseAutoPlayOnHover\" : true,\n            \"prevNextButtons\": true,\n            \"contain\" : true,\n            \"adaptiveHeight\" : true,\n            \"dragThreshold\" : 10,\n            \"percentPosition\": true,\n            \"pageDots\": false,\n            \"rightToLeft\": false,\n            \"draggable\": true,\n            \"selectedAttraction\": 0.1,\n            \"parallax\" : 0,\n            \"friction\": 0.6        }'\n        >\n        \n\n     <\/div>\n\n     <div class=\"loading-spin dark large centered\"><\/div>\n\n     \t<\/div>\n\n\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-normal\"><b><\/b><span class=\"section-title-main\" >Qualifying Families are selected based on:<\/span><b><\/b><\/h3><\/div>\n<div class=\"row\"  id=\"row-2121111328\">\n\n\t<div id=\"col-53156470\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1310562482\">\n\t\t<a class=\"\" href=\"\/homeownership\/need\/\"  >\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"1020\" src=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2021\/09\/home-icon-1030x541-1.svg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/home-icon-1030x541-1.svg 80w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/home-icon-1030x541-1.svg 800w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/home-icon-1030x541-1.svg 1030w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\n<style>\n#image_1310562482 {\n  width: 60%;\n}\n<\/style>\n\t<\/div>\n\t\n<h2 class=\"uppercase\"><span style=\"color: #00aae7;\">Need<\/span><\/h2>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1035453825\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1239812756\">\n\t\t<a class=\"\" href=\"\/homeownership\/ability-to-pay\/\"  >\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"1020\" src=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2021\/09\/donate1600-1030x1030-1.svg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/donate1600-1030x1030-1.svg 80w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/donate1600-1030x1030-1.svg 800w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/donate1600-1030x1030-1.svg 1030w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\n<style>\n#image_1239812756 {\n  width: 30%;\n}\n<\/style>\n\t<\/div>\n\t\n<h2 class=\"uppercase\"><span style=\"color: #00aae7;\">Ability to Pay<\/span><\/h2>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1446666663\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1608462339\">\n\t\t<a class=\"\" href=\"\/homeownership\/willingness-to-partner\/\"  >\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"1020\" src=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2021\/09\/volunteer.svg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/volunteer.svg 80w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/volunteer.svg 800w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/volunteer.svg 1030w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\n<style>\n#image_1608462339 {\n  width: 34%;\n}\n<\/style>\n\t<\/div>\n\t\n<h2 class=\"uppercase\"><span style=\"color: #00aae7;\">Willingness to Partner<\/span><\/h2>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t<section class=\"section\" id=\"section_578987710\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row\"  id=\"row-1219050415\">\n\n\t<div id=\"col-1672475906\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<h3><span style=\"color: #00aae7;\">An affordable home.<\/span><\/h3>\n<p>Habitat works to eliminate barriers to a better, healthier, more financially stable life. With our help, Habitat homeowners achieve the strength, stability and independence they need to build a better future for themselves and their families.<\/p>\n<h3><span style=\"color: #00aae7;\">We care. We want to help.<\/span><\/h3>\n<p>Habitat builds and rehabs 1-2 affordable homes a year to qualified individuals and families in our community. Mortgages are affordably set at approximately 30% of the homeowner&#8217;s income.<\/p>\n<div class=\"row\"  id=\"row-288467306\">\n\n\t<div id=\"col-1418304424\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1136907665\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"1020\" src=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2021\/09\/Equal-Housing-Opp-LOGO.svg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/Equal-Housing-Opp-LOGO.svg 80w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/Equal-Housing-Opp-LOGO.svg 800w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/\/2021\/09\/Equal-Housing-Opp-LOGO.svg 1030w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_1136907665 {\n  width: 45%;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1823786826\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgba(175, 178, 182, 0.26);\" >\n\t\t\t\n\t\t\t\n<h3><span style=\"color: #00aae7;\">Is a Habitat House right for you?<\/span><\/h3>\n<a href=\"\/eligibility\/\" target=\"_self\" class=\"button primary\"  style=\"border-radius:10px;\">\n    <span>Eligibility Questionnaire<\/span>\n  <\/a>\n\n<a href=\"\/homeowner-interest-form\/\" target=\"_self\" class=\"button primary\"  style=\"border-radius:10px;\">\n    <span>Yes, I'm Interested<\/span>\n  <\/a>\n\n<a href=\"https:\/\/tillamookhabitat.org\/housing-application\/\" target=\"_self\" class=\"button alert is-xlarge hidden\"  style=\"border-radius:10px;\">\n    <span>Click to Apply<\/span>\n  <i class=\"icon-checkmark\" ><\/i><\/a>\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1823786826 > .col-inner {\n  padding: 18px 13px 11px 18px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_578987710 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n  background-color: rgba(211, 211, 211, 0.01);\n}\n#section_578987710 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_578987710 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n<div class=\"row\"  id=\"row-675595460\">\n\n\t<div id=\"col-159476609\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<h3 class=\"accordion_title\">What are the steps to homeownership?<\/h3><div class=\"accordion\" rel=\"\">\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Step 1 - Initiating the Partnership<\/span><\/a><div class=\"accordion-inner\">\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-normal\"><b><\/b><span class=\"section-title-main\" >Qualifying Families are selected based on:<\/span><b><\/b><\/h3><\/div>\n<div class=\"vc_toggle_content\">\n<ul>\n<li><em>Attend a <a href=\"\/homeownership\/information-sessions\/\" target=\"_blank\" rel=\"noopener noreferrer\">Housing Information session<\/a><\/em><\/li>\n<li><em>Fill out an intake form and complete a client housing counseling appointment<\/em><\/li>\n<li><em>Fill out a Housing Program Partnership Application. <\/em><\/li>\n<li><em>Paper work will go to underwriting<\/em><\/li>\n<li><em>Selection phase includes a home visit and board approval. <\/em><\/li>\n<\/ul>\n<\/div>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"1_How Habitat Works.mp4\" src=\"https:\/\/player.vimeo.com\/video\/646138219?h=a4a1299164&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"5_5 steps towards to homeownership\" src=\"https:\/\/player.vimeo.com\/video\/646138546?h=8563b6d2ca&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Step 2 - Program Acceptance<\/span><\/a><div class=\"accordion-inner\">\n<p>You will receive notification from us, either a letter of acceptance to the program or an adverse action letter.<\/p>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Step 3 - Partnership Program Agreement<\/span><\/a><div class=\"accordion-inner\">\n<ul>\n<li><em>If accepted -Sign the Partnership Program Agreement and Review the Program Requirements.<br \/>\n<\/em><\/li>\n<li><em> If you were denied at this time\u2013 establish a corrective action plan for future application.<\/em><\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Step 4 - Sweat Equity and Education<\/span><\/a><div class=\"accordion-inner\">\n<ul>\n<li>Put in Sweat Equity hours<\/li>\n<li>Contribute to a Matched Savings Fund<\/li>\n<li>Participate in Financial Coaching<\/li>\n<li>Attend a Home Readiness class<\/li>\n<li>Complete Housing\/Credit Application<\/li>\n<li>Have preliminary loan document review.<\/li>\n<\/ul>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"4_Willingness to Partner.mp4\" src=\"https:\/\/player.vimeo.com\/video\/646138490?h=e4980bd2c1&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"6_Willingness to Partner_2\" src=\"https:\/\/player.vimeo.com\/video\/646138592?h=8b32d14e97&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"8_Willingness to Partner_3\" src=\"https:\/\/player.vimeo.com\/video\/646138653?h=42e7cdcd6b&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Step 5 - Purchasing Your Home<\/span><\/a><div class=\"accordion-inner\">\n<p>Home loan application and Home dedication ceremony.<\/p>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"2_Housing Needs.mp4\" src=\"https:\/\/player.vimeo.com\/video\/646138268?h=0c3b05bb64&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"3_Ability to Pay.mp4\" src=\"https:\/\/player.vimeo.com\/video\/646138266?h=cbaa51addb&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"7_FAQ\" src=\"https:\/\/player.vimeo.com\/video\/646138619?h=34f5956ac5&amp;dnt=1&amp;app_id=122963\" width=\"1020\" height=\"574\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<div class=\"video video-fit mb\" style=\"padding-top:56.25%;\"><p><iframe loading=\"lazy\" title=\"Tillamook County Habitat Home Ownership Informational Session\" width=\"1020\" height=\"574\" src=\"https:\/\/www.youtube.com\/embed\/bcJAwWatnl4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-72998698\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\t<section class=\"section\" id=\"section_32498745\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-normal\"><b><\/b><span class=\"section-title-main\" style=\"color:rgb(255, 255, 255);\">Housing Information Sessions<\/span><b><\/b><\/h3><\/div>\n\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_32498745 {\n  padding-top: 19px;\n  padding-bottom: 19px;\n  background-color: rgb(191, 211, 48);\n}\n#section_32498745 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_32498745 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n\t<section class=\"section\" id=\"section_2099379806\">\n\t\t<div class=\"bg section-bg fill bg-fill  \" >\n\n\t\t\t\n\t\t\t<div class=\"section-bg-overlay absolute fill\"><\/div>\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-color:rgb(235, 235, 235);border-width:1px 0px 0px 0px;\">\n\t<\/div>\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row row-large align-middle align-center\"  id=\"row-1542657384\">\n\n\n\t<div id=\"col-445207321\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner text-center dark\"  >\n\t\t\t\n\t\t\t\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_2099379806 {\n  padding-top: 59px;\n  padding-bottom: 59px;\n  min-height: 320px;\n  background-color: rgb(171, 171, 171);\n}\n#section_2099379806 .section-bg-overlay {\n  background-color: rgba(0, 0, 0, 0.2);\n}\n#section_2099379806 .section-bg.bg-loaded {\n  background-image: url(https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2020\/06\/5.png);\n}\n#section_2099379806 .section-bg {\n  background-position: 19% 53%;\n}\n#section_2099379806 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_2099379806 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n<div class=\"row\"  id=\"row-522515782\">\n\n\n\t<div id=\"col-1212077821\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<p>Call for info 503-842-7472<\/p>\n<p>LOCATION: 4192 Hwy. 101 Tillamook<\/p>\n<p>RSVP\/ CONTACT: Linda Hamilton<br \/><a href=\"mailto:lhamilton@tillamookhabitat.org\">lhamilton@tillamookhabitat.org<\/a><\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t<div id=\"gap-1999831169\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1999831169 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\t<section class=\"section\" id=\"section_122825092\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row\"  id=\"row-554863337\">\n\n\t<div id=\"col-1389658709\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<h3>What Habitat Families Say<\/h3>\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_845764329\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1006\" height=\"713\" src=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2017\/05\/tillamook-family-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2017\/05\/tillamook-family-1.jpg 1006w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2017\/05\/tillamook-family-1-800x567.jpg 800w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2017\/05\/tillamook-family-1-768x544.jpg 768w, https:\/\/tillamookhabitat.org\/wp-content\/uploads\/2017\/05\/tillamook-family-1-450x319.jpg 450w\" sizes=\"(max-width: 1006px) 100vw, 1006px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_845764329 {\n  width: 100%;\n}\n<\/style>\n\t<\/div>\n\t\n<p>&#8220;Without Habitat for Humanity we would have never been able to get into a house. We are able to have gardens, a safe place for our children to run and grown, and a stable home where we know we can afford the payment!&#8221;<\/p>\n<p>Valerie homeowner since 2009<\/p>\n<p>&#8220;Habitat has allowed us to build our own home, with our family, for our family. It would not have been possible financially without the help of Habitat and all the volunteers. Along with learning new skills along the way! We are extremely blessed to have a house to call our home that we built with all of our friends, new and old.&#8221;<\/p>\n<p>Jessica Homeowner since 2015<\/p>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-520721081\" class=\"col medium-6 small-12 large-6\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<h4>Frequently Asked Questions<\/h4>\n<div class=\"accordion\" rel=\"\">\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Are Habitat homes given away?<\/span><\/a><div class=\"accordion-inner\">\n<p>No, homes are sold to qualified families who purchase it at an affordable mortgage. These moderate to low-income individuals and families are unable to obtain conventional home financing. Generally, this includes those whose income is 30-80 percent of the area\u2019s median income.<\/p>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>How is Habitat funded?<\/span><\/a><div class=\"accordion-inner\">\n<p>Tillamook County Habitat receives funding through a variety of sources including: mortgage payments from Habitat for Humanity homeowners, individual donations, corporate contributions, gifts from faith communities, private and governmental grants, special events, and ReStore proceeds.<em>\u00a0<\/em><\/p>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Will having a Habitat home in a neighborhood reduce property values?<\/span><\/a><div class=\"accordion-inner\">\n<p>Housing studies show affordable housing has no adverse effect on neighborhood property values. In fact, Habitat homes have proven to increase property values and local government tax income.<\/p>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Do only ethnic minorities and\/or Christians receive Habitat for Humanity homes?<\/span><\/a><div class=\"accordion-inner\">\n<p>No, Habitat is an equal opportunity lender and builds homes in partnership with those in need regardless of race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics protected by law. Prospective homeowners must meet three criteria: need, ability to repay the mortgage, and a willingness to partner with Habitat.<\/p>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Did former U.S. President Jimmy Carter found Habitat for Humanity?<\/span><\/a><div class=\"accordion-inner\">\n<p>No, the late Millard Fuller and his wife Linda started Habitat in 1976 in Americus, GA. President Carter and his wife Rosalynn (whose home is eight miles from Americus, in Plains, GA), have been longtime Habitat supporters and volunteers who help bring national attention to the organization\u2019s home-building work. Each year they lead the Jimmy &amp; Rosalynn Carter Work Project to help build homes and raise awareness of the need for affordable housing.<\/p>\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>How can I help?<\/span><\/a><div class=\"accordion-inner\">\n<p>There are many ways to help advance the mission of Habitat for Humanity in here in Tillamook County.\u00a0 You can <a href=\"\/financial-donations\/\">donate<\/a> funding to help sponsor home construction. You can <a href=\"\/volunteer\/\">volunteer<\/a> on a build site or in a ReStore or in an administrative capacity. You can donate to or shop our <a href=\"\/restore\/\">ReStore.<\/a> You can encourage others to join the mission of Habitat for Humanity and dream, become a pray partner and work for a world where everyone has a decent place to live.<\/p>\n<\/div><\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<style>\n#row-554863337 > .col > .col-inner {\n  background-color: rgba(251, 245, 245, 0.01);\n}\n<\/style>\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_122825092 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n  background-color: rgba(211, 211, 211, 0.39);\n}\n#section_122825092 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_122825092 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-blank.php","meta":{"xn-wppe-expiration":[],"xn-wppe-expiration-action":[],"xn-wppe-expiration-prefix":[],"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.1 (Yoast SEO v18.2) - 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