Yes, I’m interested- click here for the inquiry form
If you have specific questions please contact:
Homeowner Services Department
Phone: 541-385-5387
DeeDee Johnson, ext. 103
Catalina Frank (Spanish-Speaking), ext. 108
The answers to these questions do not represent your ability to qualify or not for the program. We encourage you to complete the Eligibility Questionnaire and attend one of our Housing Information Sessions
Answer- Yes. Bend Habitat serves a broader income range than people might realize. For example, a household size of three can earn between $1.700 and $3,400 per month and potentially qualify for our program. We encourage you to attend an information session and learn more..
Answer- The income per month is unclear (we do not know how much disability income your partner receives and/or if it is permanent income or not) and we are not sure if you will be living together in the Habitat house. Refer to the income guidelines for a family of 4 or 5, and come to the next information session.
Answer-No, our policy is that the main income earner must have permanent residency or be a U.S. citizens to qualify.
Answer- Possibly. We are an equal housing lender and as long as all guidelines are met it is possible. We encourage you to apply.
Answer- Possibly. We are an equal housing lender and as long as all guidelines are met it is possible. We encourage you to apply.
Answer- Because your child’s disability income will be stable for three of more years we can include it in your income calculations, which we can then check against the current year income guidelines for your family size. However, we would also need to review your monthly debt to be sure you debt to income ratio also fits our guidelines.
Answer- We would need to see your income verification and any documentation you have on your IBR plan. Typically, if we do not have verification of the payment plan, we would look at school loans as a percentage of the total loans (usually about 1.5% of the total as an estimated monthly payment). Habitat does not disqualify applicants based on family size as we follow the Federal Fair Housing laws.
Answer- Yes, as long as you meet the guidelines. We will look at the income of all the adults in the household. Refer to the income-guidelines-2016
Answer- Our sales price is set based on a home appraisal. However, your mortgage will be set based on your affordability, typically no more than 33% of your gross income at the time of the home loan application.
Answer- Yes, but there are resale restrictions. Habitat has the right of first offer and there is a shared appreciation model.
If you have specific questions please contact:
Homeowner Services Department
Phone: 541-385-5387
DeeDee Johnson, ext. 103
Catalina Frank (Spanish-Speaking), ext. 108